Loans From Family While In Chapter 13 Bankruptcy

People in chapter 13 bankruptcy often struggle to make ends meet, especially for my clients in southwest Michigan. Living pay check to pay check doesn’t leave much room to cover unexpected expenses when things break down around the house or with the car. Often times, people will

Read more

Will I lose my retirement account if I file bankruptcy?

Retirement accounts, in general, are exempt, or protected, in bankruptcy. Depending on the state(s) in which one has recently lived, there are different exemption schemes available to people in bankruptcy to protect their retirement plans. Here in Michigan, we normally use the Federal exemption scheme, which protects:

Read more

I didn’t list a creditor in my bankruptcy. Is it discharged?

As a southwest Michigan bankruptcy attorney, my clients look to me to answer all of their debt related questions. Not infrequently, after a bankruptcy is discharged, clients tell me they received a bill from a creditor or debt collection company that my client didn’t know about, and,

Read more

Chapter 13 Bankruptcy and Michigan schools refund

Back in December 2017, the Supreme Court of Michigan ordered that teachers and other school personnel are due $554 million in ruling that a 2010 law deducting a 3 percent retirement health care contribution was unconstitutional.  Sounds great.  But how does that impact people who are in

Read more